The currency in Bali is the Indonesian Rupiah (IDR), symbol Rp. It’s the only legal tender in Bali and across all of Indonesia so whatever you’re paying for, whether it’s a warung lunch or a villa booking, everything is priced in IDR.
As of early 2026, 1 USD is approximately 17,100 IDR. The rate moves daily, so check xe.com before you go rather than locking in your budget around a static figure.
I’ve been living in Bali since 2022. Cash is still how most things work here — especially outside the main tourist strips. This guide covers everything you need to know about IDR, where to exchange money safely, how ATMs work, and what to watch out for.
Currency in Bali: What currency is used in Bali?
The Indonesian Rupiah is the currency in Bali Indonesia. The name Rupiah, or IDR, comes from India. It comes from the old Indian word for silver, rupyakam. The Rupiah was called the Dutch Indies Rupiah before the country freed itself from Holland.
- Bali Currency: Indonesian rupiah
- Bali Currency code: IDR
- Central Bank: Bank of Indonesia
- Currency symbol: Rp (rupiah)
- Bank notes: Rp 2,000, Rp 5,000, Rp 10,000, Rp 20,000, Rp 50,000, Rp 100,000
Rupiah comes in paper bills and coins, though coins are used less often. In Bali, cash is still the most popular way to pay, especially in smaller markets and at local attractions.
Indonesia issues seven different types of banknotes, the most recent of which appeared in 2016. On one side of this set are images of traditional dance, and on the other are portraits of national heroes. The Rupiah is denominated in multiples of 1000, so you’ll likely be dealing with multiples of 10,000 throughout your time in Bali.
- Rp 1,000 – These are yellow
- Rp 2,000 – These are grey
- Rp 5,000 – These are brown
- Rp 10,000 – These are purple
- Rp 20,000 – These are green
- Rp 50,000 – These are blue
- Rp 100,000 – These are red
Conversion Table: USD, AUD, and EUR (May 2026)
For easy computation when paying, here’s a roundup guide we use when we shop to convert prices to USD and compare them easily.
Use this when you are shopping or comparing prices. Based on May 2026 approximate exchange rates.
| IDR | USD (Rp 17,100) | AUD (Rp 11,300) | EUR (Rp 19,500) |
|---|---|---|---|
| Rp 5,000 | $0.29 | $0.44 | €0.26 |
| Rp 10,000 | $0.58 | $0.88 | €0.51 |
| Rp 20,000 | $1.17 | $1.77 | €1.03 |
| Rp 50,000 | $2.92 | $4.42 | €2.56 |
| Rp 100,000 | $5.85 | $8.85 | €5.13 |
| Rp 150,000 | $8.77 | $13.27 | €7.69 |
| Rp 200,000 | $11.70 | $17.70 | €10.26 |
| Rp 500,000 | $29.24 | $44.25 | €25.64 |
| Rp 1,000,000 | $58.48 | $88.50 | €51.28 |
How much is $100 USD in Bali?
Here’s the current currency exchange Wise conversion
Bali Money Exchange: Where to Get the Best Rate
Now that you know the basics of Bali currency, you might wonder about currency exchange. It is advisable to exchange a small amount of cash into Indonesian Rupiah before you arrive in Bali, as local warungs (small restaurants), markets, and taxis only accept cash payments in IDR. Once in Bali, you can get a better exchange rate if you wait to change your money at safe, well-known locations like:
- Local Indonesian Banks
- Licensed Money Exchange
Avoid street money exchangers advertising high exchange rates, as they may scam you. Stick to authorized money changers and compare their rates to get the best deal. Visit the Central Kuta Money Exchange site for the latest currency rates before your visit.
Banks in Bali
Most ATMs in Bali accept foreign currency cards Visa, Mastercard, and Bancnet are all widely supported. The leading banks operating ATMs on the island are regulated by Bank Indonesia, which means your withdrawal is converted at a rate close to the official currency interbank rate. Your home bank may add a foreign transaction fee on top, so check before you go.
The leading banks in Bali you can use your bank card are:
Common Money Scams in Bali (And How to Avoid Them)
A few situations worth knowing about before you arrive.
The short-change at money changers
Unlicensed money changers sometimes use a sleight-of-hand counting trick. They fan out your notes quickly, fold a few back, and hand you less than you should have. The fix is simple: count every note yourself before leaving the counter, no matter how long it takes.
Dynamic Currency Conversion at ATMs
When an ATM offers to charge you in your home currency instead of IDR, it looks like a helpful option. It is not. The machine applies its own exchange rate, which is always worse. Select Continue in IDR or Decline conversion every time.
The Bali dollar
Some vendors quote prices in Bali dollars rather than IDR. There is no official Bali dollar. It is informal shorthand where the amount can mean anything from Rp 10,000 to Rp 100,000 depending on who you are talking to. Always ask berapa rupiah? to get a clear number before agreeing to anything.
Card surcharges that were not mentioned
Some smaller businesses add a card surcharge of 3–5%, which is normal and usually disclosed upfront. The problem is when it is not. Check your receipt before signing or confirming any card payment to make sure the amount matches what you were quoted.
Can I use my ATM card in Bali?
Definitely! ATMs can be found in public areas, shopping malls, and resorts. Due to the risk of card skimming, using ATMs in well-guarded locations or within resorts is recommended. Avoid using ATMs located in convenience stores like Minimarts or Circle K’s. The maximum amount you can withdraw at most Bali ATMs is 3,000,000 IDR (around 200 USD).
| Still planning your trip to Bali? These help. How To Get Around Bali? Complete Guide for First Time Visitors Using ATMs in Bali: withdrawing money, rates, limits, and more! The Complete Guide to Exchanging Money in Bali Indonesia |
Can I use Credit Cards in Bali?
Yes, paying by card in Bali is pretty safe, and most bigger restaurants, resorts, and shopping stalls accept card payments. However, taxis, small local restaurants, beach bars, and market stalls only get cash. Be mindful of Bali currency conversion fees if using your card overseas. Consider setting up a Wise account to transfer money into different currencies and avoid conversion fees altogether.
Can I use Apple Pay in Bali?
Yes, there are selected restaurants, supermarkets, and hotels that accept Apple Pay. However, don’t expect taxis, small local restaurants, beach bars, and market stalls to accept Apple Pay as payment.
ATM and Banking Fees in Bali
Before leaving for Bali, check with your bank about any fees associated with withdrawing money internationally. Some banks charge ATM bank cards and international transaction fees when using debit or credit cards abroad. To avoid these fees, consider opening a free account with banks like Revolut or Monzo, which do not charge international transaction fees.
Another option is to use a travel card with a fixed exchange rate, but be aware that they might come with additional fees and challenges when converting leftover money back into your home currency.
Budgeting for Your Bali Trip
Bali is generally cheaper than Western countries, making it a popular vacation destination. To help you plan your budget, here’s an approximate price list for some common expenses:
| Item | IDR | USD | AUD | EUR |
|---|---|---|---|---|
| Bottle of water | Rp 7,000 | $0.41 | $0.62 | €0.36 |
| Local coffee | Rp 20,000 | $1.17 | $1.77 | €1.03 |
| Beer (supermarket) | Rp 22,000 | $1.29 | $1.95 | €1.13 |
| Meal at a warung | Rp 30,000 | $1.75 | $2.65 | €1.54 |
| Meal at a restaurant | Rp 150,000 | $8.77 | $13.27 | €7.69 |
| Scooter rental (day) | Rp 70,000 | $4.09 | $6.19 | €3.59 |
| Spa treatment | Rp 70,000–150,000 | $7–10 | $6–13 | €3–8 |
| Car + driver (day) | Rp 600,000 | $35.09 | $53.10 | €30.77 |
| 2-star hotel (night) | Rp 200,000–500,000 | $12–29 | $18–44 | €10–26 |
| 4-star hotel (night) | Rp 500K–2,000,000 | $29–117 | $44–177 | €26–103 |
These estimates include the 10-20% tax and 5-10% service charge typically added to prices for foreigners.
Final Tips for Managing Money in Bali
- Notify your bank about your travel plans to prevent them from placing a temporary hold on your card.
- Carry a mix of cash, credit, and debit cards, and avoid carrying a large amount of money.
- Be cautious when using ATMs and money changers, and stick to reputable establishments.
- To avoid surprises, keep track of the current exchange rate and potential bank feesBy following these tips and being mindful of your money management while in Bali, you can enjoy a stress-free vacation, experiencing the best this beautiful island offers.
- If you think we missed any additional information, send us a message, and we would be happy to update this article.
